Dated: 16th July 2025.

Heads up - this pricing is ballpark only. Real numbers depend on your specific situation and what we discover when we dig into your application details.

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Please read disclaimer at the end of this document.

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Not included in the cost table below are:

Payment terms for these two items are: 50% Upfront and 50% Balance upon delivery. Exact Quote provided after evaluation & assessment of the business and flow of funds.

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If you are not a U.S. citizen and do not possess an established U.S. credit history, please be advised that obtaining a surety bond— which is a mandatory requirement— will necessitate furnishing a bank guarantee to secure the bond. No licensed insurance or bonding company will issue a surety bond valued in the millions of dollars to an entity that has merely registered a company in the United States with minimal capitalization. To qualify, you must demonstrate adequate financial standing, including verifiable credit history, and in many cases, provide personal guarantees and/or a bank guarantee to satisfy the bonding company’s underwriting criteria.

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Money Transmitter License Application Cost (2025)

No. State Item App Fees Payable To Min Surety Bond Net Worth List Delegates FINCEN Reg NMLS Reg Notes Time Frame Regulator name
1.1 Alabama Money Transmitter License $1,000 Alabama State Banking Department $100,000 $25,000 N/A Yes Yes 90 - 180 Days Alabama Securities Commission
1.2 Alabama SOS - Foreign Qualification $150 Alabama Secretary of State
1.3 Alabama Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
1.4 Alabama FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
2.1 Alaska Money Transmitter License $3,000 Alaska State Banking Department $25,000 $25,000 N/A Yes Yes 90 - 180 Days Department of Commerce, Community, and Economic Development
2.2 Alaska SOS - Foreign Qualification $400 Alaska Secretary of State
2.3 Alaska Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
2.4 Alaska FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
3.1 Arizona Money Transmitter License $2,000 Arizona State Banking Department $25,000 $100,000 N/A Yes Yes 90 - 180 Days Arizona Department of Financial Institutions
3.2 Arizona SOS - Foreign Qualification $350 Arizona Corporation Commission
3.3 Arizona Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
3.4 Arizona FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
4.1 Arkansas Money Transmitter License $2,250 Arkansas Securities Dept. $100,000 $50,000 N/A Yes Yes 90 - 180 Days Arkansas Securities Department
4.2 Arkansas SOS - Foreign Qualification $300 Arkansas Secretary of State
4.3 Arkansas Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
4.4 Arkansas FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
5.1 California Money Transmitter License $5,000 California Dept. of Corporations $250,000 $500,000 N/A Yes Yes 12 - 24 Months California Department of Business Oversight
5.2 California SOS - Foreign Qualification $100 California Secretary of State
5.3 California Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
5.4 California FK LLC Licensing Preparation $50,000 Faisal Khan, LLC
6.1 Colorado Money Transmitter License $7,500 No Mortgage Application Requirements $1,000,000 $50,000 N/A Yes Yes 120 - 180 Days Department of Regulatory Agencies
6.2 Colorado SOS - Foreign Qualification $125 Colorado Secretary of State
6.3 Colorado Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
6.4 Colorado FK LLC Licensing Preparation $12,500 Faisal Khan, LLC Personal Financials Mandatory
7.1 Connecticut Money Transmitter License $1,975 Connecticut Consumer Credit Div. $300,000 $500,000 N/A Yes Yes 120 - 180 Days Connecticut Department of Banking
7.2 Connecticut SOS - Foreign Qualification $385 Connecticut Secretary of State
7.3 Connecticut Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
7.4 Connecticut FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
8.1 Delaware Money Transmitter License $403 Delaware Office of State Bank Comm. $25,000 $100,000 N/A Yes Yes 90 - 180 Days Office of the State Bank Commissioner
8.2 Delaware SOS - Foreign Qualification $245 State of Delaware
8.3 Delaware Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
8.4 Delaware FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
9.1 D.C. Money Transmitter License $500 D.C. Office of Banking $50,000 $100,000 N/A Yes Yes 90 - 180 Days Department of Insurance, Securities & Banking
9.2 D.C. SOS - Foreign Qualification $220 D.C. Treasurer
9.3 D.C. Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
9.4 D.C. FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
10.1 Florida Money Transmitter License $376 Florida Dept. of Banking & Finance $50,000 $100,000 N/A Yes No 90 - 180 Days Florida Office of Financial Regulation
10.2 Florida SOS - Foreign Qualification $70 Florida Department of State
10.3 Florida Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
10.4 Florida FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
11.1 Georgia Money Transmitter License $2,150 Georgia Dept. of Banking & Finance $250,000 TBD N/A Yes Yes No Set Net Worth Reg. (must be positive) 120 - 180 Days Department of Banking & Finance
11.2 Georgia SOS - Foreign Qualification $225 Georgia Secretary of State
11.3 Georgia Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
11.4 Georgia FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
12.1 Hawaii Money Transmitter License $10,000 Dept. of Commerce & Consumer Affairs $100,000 $1,000 N/A Yes Yes 180 - 365 Days Department of Commerce & Consumer Affairs: Financial Institutions
12.2 Hawaii SOS - Foreign Qualification $50 Dept. of Commerce & Consumer Affairs
12.3 Hawaii Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
12.4 Hawaii FK LLC Licensing Preparation $25,000 Faisal Khan, LLC
13.1 Idaho Money Transmitter License $100 Idaho Department of Finance $10,000 $50,000 N/A Yes Yes 180 - 365 Days Department of Finance
13.2 Idaho SOS - Foreign Qualification $100 Idaho Secretary of State
13.3 Idaho Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
13.4 Idaho License Preparation $12,500 Faisal Khan, LLC
14.1 Illinois Money Transmitter License $2,900 Illinois Office of Banks & Real Estate $50,000 $35,000 N/A Yes Yes 180 - 365 Days Illinois Department of Financial & Professional Regulation
14.2 Illinois SOS - Foreign Qualification $175 Illinois Secretary of State - Cashiers Check
14.3 Illinois Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
14.4 Illinois FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
15.1 Indiana Money Transmitter License $1,000 Indiana Secretary of State, Securities Div. $300,000 $600,000 N/A Yes Yes 90 - 180 Days Department of Financial Institutions
15.2 Indiana SOS - Foreign Qualification $90 Indiana Secretary of State
15.3 Indiana Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
15.4 Indiana FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
16.1 Iowa Money Transmitter License $1,500 Iowa Division of Banking $300,000 $100,000 N/A Yes Yes 90 - 180 Days Iowa Division of Banking
16.2 Iowa SOS - Foreign Qualification $100 Iowa Secretary of State
16.3 Iowa Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
16.4 Iowa FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
17.1 Kansas Money Transmitter License $1,750 Office of the State Bank Comm. $200,000 $250,000 N/A Yes Yes 90 - 180 Days Office of the State Bank Commissioner
17.2 Kansas SOS - Foreign Qualification $115 Kansas Secretary of State
17.3 Kansas Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
17.4 Kansas FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
18.1 Kentucky Money Transmitter License $1,100 Kentucky Dept. of Financial Inst. $500,000 $500,000 N/A Yes Yes 90 - 180 Days Department of Financial Institutions
18.2 Kentucky SOS - Foreign Qualification $101 Kentucky State Treasurer
18.3 Kentucky Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
18.4 Kentucky FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
19.1 Louisiana Money Transmitter License $800 Louisiana Office of Financial Inst. $25,000 $100,000 N/A Yes Yes 120 - 180 Days Office of Financial Institutions
19.2 Louisiana SOS - Foreign Qualification $100 Louisiana Secretary of State
19.3 Louisiana Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
19.4 Louisiana FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
20.1 Maine Money Transmitter License $500 Maine Office of Consumer Credit $100,000 $100,000 N/A Yes Yes 90 - 180 Days Department of Professional & Financial Regulation: Bureau of Consumer Credit Protection
20.2 Maine SOS - Foreign Qualification $285 Maine Secretary of State
20.3 Maine Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
20.4 Maine FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
21.1 Maryland Money Transmitter License $3,100 Maryland Div. Of Financial Regulation $150,000 $150,000 N/A Yes Yes 90 - 180 Days Department of Labor, Licensing & Regulation
21.2 Maryland SOS - Foreign Qualification $105 Maryland Dept. of Assessments & Tax
21.3 Maryland Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
21.4 Maryland FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
22.1 Massachusetts Money Transmitter License $1,300 MA Division of Banks / Consumer Compliance $50,000 TBD N/A Yes Yes 180 - 365 Days Consumer Affairs & Business Regulation: Division of Banks
22.2 Massachusetts SOS - Foreign Qualification $400 Commonwealth of Massachusetts
22.3 Massachusetts Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
22.4 Massachusetts FK LLC Licensing Preparation $15,000 Faisal Khan, LLC
23.1 Michigan Money Transmitter License $3,650 Michigan Financial Institution Bureau $500,000 $100,000 N/A Yes Yes 90 - 180 Days Department of Licensing & Regulatory Affairs
23.2 Michigan SOS - Foreign Qualification $60 State of Michigan
23.3 Michigan Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
23.4 Michigan FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
24.1 Minnesota Money Transmitter License $4,000 Minnesota Department of Commerce $25,000 $25,000 N/A Yes Yes 180 - 365 Days Department of Commerce
24.2 Minnesota SOS - Foreign Qualification $225 Minnesota Secretary of State
24.3 Minnesota Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)
24.4 Minnesota FK LLC Licensing Preparation $12,500 Faisal Khan, LLC
25.1 Mississippi Money Transmitter License $800 Mississippi Department of Banking $25,000 $25,000 N/A Yes Yes 90 - 180 Days Mississippi Department of Banking & Consumer Finance
25.2 Mississippi SOS - Foreign Qualification $525 Mississippi Secretary of State
25.3 Mississippi Registered Agent $530 Faisal Khan, LLC Service Provider (National Registered Agents, Inc.)

** NRAI = National Registered Agents, Inc. (Home Page)*

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Additional Notes: